Identix Expense Tracker V1.4

admin

Day 2: Try a spending tracker.

If you are taking part in our month long money challenge, yesterday you analyzed your paycheck, getting to know the input line of your finances. Soon we’ll tackle sometimes sticky subjects like saving for the future, paying off debt and protecting what you’ve got. First, however, we need to get a handle on the here and now, with one of the most fun, but often emotional, aspects of money management—spending.

(If you’ve just found us never fear, it’s only day two. You can read the challenge intro here and catch up on task one here. Follow along on Twitter with #30DaysofMoney.)

Identix Expense Tracker v1.4 (246.24MB ) 5091 4563 Download: Future.Focus.biometrics.PDTV.XviD-WPi.avi (700MB ). Microsoft Toolkit 2.4.9 Stable 2014 software Telechanger software (34.38 MB ) 4667 4632 Download: Avid Media Composer V6 software with software Licensing for PC and Mac.

Spending is highly individual. Beyond the golden rule—spend less than you earn—it’s hard to be prescriptive because expenses are the result of so many individual decisions, many of which feel inconsequential as we make them. So, rather than instructing you “spend on this” or  “don’t spend on that,” today we are challenging you to get in the habit of tracking your outflows. Below we list some of the most popular apps for the task.

All are free, though some sell premium tools. Most connect to your bank and credit accounts, pulling and organizing transaction data. Wary of sharing account information or mostly use cash? Look for an app that lets users input information manually. This takes more work, but some people like the accountability of entering transactions by hand. Some apps, though useful to all, focus on different needs and offer different capabilities, ranging from monitoring investments to optimizing credit card rewards.

The biggest philosophical divide among these companies is whether to set spending limits by category and file each expense into them or to use a cash flow approach. In the latter method recurring expenses and savings are subtracted, along with daily transactions to tell users how much they have to spend at a given time. If you have never given much thought to your spending consider starting with the category method for a few months to learn your habits. Once you understand your triggers you may decide to switch to the more streamlined cash flow approach.

Expense

Whichever you choose, for this month take a a minute or two each day to review (seriously you can do this as you wait for your coffee to brew). Take note of transactions that don’t align with your values or needs. And ask yourself if you could have lowered the cost of the keepers—did you compare prices while grocery shopping? Did you look for a coupon code or rebate to get a better price on an online purchase? Could you opt for a less expensive gym membership or newspaper subscription?

The reality is, skipping or not skipping the latte will not change your life. Neither will splurging on the fluffier toilet paper nor even spending a little extra on that wedding gift. But strings of decisions do matter. If you eat every meal out, buy only the finest home staples or make a habit of indulging your every gifting whim costs add up.

--

BillGuard: Keep track of you spending by type, month and location. Also get free access to your credit score and other identity protection tools like data breach alerts.

  • Price: Free;$83.88/year to add credit monitoring, identity theft insurance
  • Links to accounts: Yes
  • Manual input: No
  • Available on: iOS, Android
  • Link:billguard.com

Dollarbird: Addpast or future income and expenses to a calendar that calculates the impact on your balance, as well as spending by category.

  • Price: Free
  • Links to accounts: No
  • Manual input: Yes
  • Available on: iOS, Android
  • Link:dollarbird.co

Fudget: This no-frills, list interface is best for folks who have a handle on their finances but want a handy space to keep organized. Good for tracking short-term budgets for the holidays, vacation or for tracking work expenses.

  • Price: Free; $1.99 for no ad version, in app calculator and exports
  • Links to accounts: No
  • Manual input: Yes
  • Available on: iOS, Android
  • Link: fudget.dconnell.co.uk

Goodbudget: Recreates envelope budgeting of yesteryear for the digital world. Set a budget for each category and spend from that designated category. When the money run out stop spending.

  • Price: Free; $45/year for unlimited categories, five years of history, to sync up to five devices
  • Links to accounts: No
  • Manual input: Yes
  • Available on: iOS, Android
  • Link: goodbudget.com

LearnVest: Categorize transactions by expense type, set and track goals and always have a handy net worth calculation on hand.

  • Price: Free; $19/month (plus startup fee) to partner with a financial planner
  • Links to accounts: Yes
  • Manual input: Yes
  • Available on: iOS
  • Link: learnvest.com

Level Money: Designed to recreate the experience of opening your wallet, the app subtracts recurring expenses and savings from your income before dividing up what's left to tell you what you can spend each month, day and week.

  • Price: Free
  • Links to accounts: Yes
  • Manual input: No
  • Available on: iOS, Android
  • Link: levelmoney.com

Mint: Helps users create budgets with numerous spending categories, warning users with brightly colored graphics when they are nearing the edge of. Provides credit score access.

  • Price: Free
  • Links to accounts: Yes
  • Manual input: Yes
  • Available on: iOS, Android, Kindle
  • Link: mint.com

mvelopes: Like GoodBudeget, mvelopes is a spin on classic envelope budgeting but with account integration.

  • Price: Free; $95/year to link unlimited accounts and to create more than 25 envelopes, as well as for a debt management tool
  • Links to accounts: Yes
  • Manual input: Yes
  • Available on: iOS, Android
  • Link: mvelopes.com

Penny: Keep tabs on your finances via a text message like interface where 'Penny' provides graphics and friendly banter about your spending habits.

  • Price: Free
  • Links to accounts: Yes
  • Manual input: No
  • Available on: iOS, Android
  • Link: pennyapp.io

Personal Capital: In addition to sophisticated budgeting tools Personal Capital users can track investments and create models for retirement, college savings and other life events.

  • Price: Free; also sells investment advice to people with $25,000 or more to invest for a percent of assets managed
  • Links to accounts: Yes
  • Manual input: No
  • Available on: iOS, Android
  • Link: personalcapital.com

Wallaby: The app provides a sleek list of transactions with a focus on optimizing credit card rewards, telling you the best card to use at a given merchant and how much of your credit limit you've utilized.

  • Price: Free
  • Links to accounts: Yes
  • Manual input: No
  • Available on: iOS, Android
  • Link: Walla.by

Wally: Invites users to input purchases and income and keeps track on a lively graphic interface. Manual input is made simpler with location tracking.

  • Price: Free
  • Links to accounts: No
  • Manual input: Yes
  • Available on: iOS, Android
  • Link: Wally.me

Did we miss your favorite? Tell us about it in the comments section or tweet with #30DaysofMoney.

Also check out Millennial Money.

--

Related From Forbes:

Spending Tracker

Spending Tracker is an app which helps you keep track of your daily expenses in a fast and easy way. Practically with three taps you can register a spending, and never wonder where your money went ever again.
Spending Tracker is an app which helps you keep track of your daily expenses in a fast and easy way.
Practically with three taps you can register a spending, and never wonder where your money went ever again.

Features:
* Fast and simple expense recording
– User friendly spending categories view
– Predefined expense input for quickly entering a sum, tapping sum buttons performs an addition
(Note: you can also use the phone/tablet keyboard by clicking the amount field)
– Optionally, you can add notes and tag your expenses

* Keeps track of cash and card amounts so you can double check if you entered all of your expenses

* Easily visualise your spending history in pie chart reports:
– See exactly what your expenses are
– View specific Day|Month|Year or Last 30 days expenses report
– Filter expenses by tags
(For example you can use the ‘vacation’ tag to see how much you spent on Eating Out, Groceries, Transportation and Entertainment during your vacation)
– Quickly identify how much money you spend on each category, what is your major expense or which spending category is bigger than you expect

* Interactive bar chart containing spending evolution information for selected categories. You can can select one or multiple categories to view in bar chart.

* Delete or edit details of previous expenses: you can add notes, tags or change date and value for already registered expenses

* Customise your spending categories
(Note: you have to enable ‘PremiumVersion’ in order to customise)

* Export your registered expenses to Excel file
* Import data from Excel (only with ‘PremiumVersion’). Currently you can also use import to share your spendings with a partner.

What’s New
Add currency support for tracking travel expenses.
View spending reports in pie chart or bar chart.
Possibility to add up to three tags and a note to each spending.
Reports can now be filtered by categories, tags, payed by cash/card and time intervals.
Import and Export spending data, incomes and recurring payments in Excel
Add ‘Weekly’ and ‘Last 7 days’ expense reports.
Change values attached to amount buttons by long press

Screenshots

Monthly Expense Tracker

[appbox googleplay com.daydev.spendingtracker&hl=en]

Business Expense Tracker

Download

Free Printable Expense Tracker

Spending Tracker v1.4.3 [Premium] APK / Mirror